GOOD FOR CREDIT, CREDIT FOR GOOD

Analysis of data for credit scoring, credit management, and to identify new borrowers and lending product categories

Printed materials, namely, reports, white papers, newsletters, brochures and pamphlets in the field of credit scoring, credit management, and identifying new borrowers and lending product categories

Financial services in the nature of credit modeling, namely, the evaluation of credit and other data as credit risk predictors, credit scoring services, and analytical services, namely, evaluation of credit and other data as credit risk predictors, all for purposes of evaluating credit worthiness; a website featuring information in the field of credit scoring and credit management; financial services, namely, providing consumers with information that businesses, banks, and others use to make credit decisions; credit information services, namely, providing credit information relating to consumer applicants for credit; financial services in the nature of credit modeling, namely, the evaluation of credit and other data as credit risk predictors, credit scoring services, and analytical services, namely, evaluation of credit and other data as credit risk predictors, all for purposes of evaluating credit worthiness; Collecting traditional and non-traditional consumer credit, credit score, consumer loan accounts data, and bank account data, and evaluation and comparison of available consumer loans and consumer credit; Consumer credit reporting services; Direct to consumer financial information provided by electronic means; financial data analysis, namely, analysis of data within a lender's geographic footprint to identify new borrowers and lending product categories to illustrate the potential market of lending opportunities; Credit scoring services, namely, aggregation and analysis of real-time credit score to debt default levels for new and existing consumer accounts

Educational services, namely, conducting classes, seminars, and workshops in the field of consumer credit scoring and management and distribution of printed materials therewith, all conducted via webinars and live and in online live and pre-recorded presentations

Software as a service (SaaS) for assessing credit, bank account, and other data as credit risk predictors, all for purposes of evaluating credit worthiness consumer loan and credit services