GOLD CHEX

TRADING COUPONS (EXCEPT FOR TRADING COUPONS ISSUED TO RETAIL CONSUMERS AT THE POINT OF SALE OR POINT OF PAYMENT IN A RETAIL SALES LOCATION)

BUSINESS CONSULTING SERVICES DIRECTED TO THE ESTABLISHMENT AND OPERATION OF PERSONAL MOTIVATION PLANS, AND FOR PROMOTION OF THE GOODS AND SERVICES OF OTHERS THROUGH THE ISSUANCE AND REDEMPTION OF TRADING COUPONS, BUT EXCLUDING DISTRIBUTION OF THOSE TRADING COUPONS TO RETAIL CONSUMERS AT THE POINT OF SALE OR POINT OF PAYMENT IN A RETAIL SALES LOCATION