GIVING CREDIT WHERE CREDIT IS DUE

Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's subscription and recurring credit card payments; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to actively manage a cardholder's spending and payments to prevent overspending, spending limit overage fees, and credit card interest fees; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to prevent malicious or negligent merchants from processing transactions without the cardholder's consent; Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to permit highly-trusted merchants to process payments where the credit card number on file with the merchant is expired or cancelled; Downloadable mobile application to access and manage a technology platform that randomly generates virtual credit card numbers for temporary use in order to provide security in credit card transactions