GIRARD

Investment advisory services; Investment consultation and investment management services; Estate planning services; Financial planning services; Financial planning for retirement; Financial planning services, namely, developing and managing charitable giving programs on behalf of others; Financial risk assessment services; College planning services, namely, assisting others in preparing savings plans for future college expenses; Financial portfolio management and analysis services; Insurance consulting services in the fields of life, disability, long-term care and individual property and casualty insurance; Wealth management services; and Providing information in the fields of banking and finance by means of the internet