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SOFTWARE FOR PROCESSING ELECTRONIC PAYMENTS AND TRANSFERRING FUNDS TO AND FROM OTHERS; AUTHENTICATION SOFTWARE FOR CONTROLLING ACCESS TO AND COMMUNICATIONS WITH ELECTRONIC DEVICES THAT MAY BE DOWNLOADED FROM A GLOBAL COMPUTER NETWORK AND/OR RECORDED ON COMPUTER MEDIA

FINANCIAL SERVICES, NAMELY, PROVIDING, REDEEMING, AND TRANSFERRING CURRENCY ELECTRONICALLY; FINANCIAL SERVICES, NAMELY, ELECTRONIC FUNDS TRANSFER VIA ELECTRONIC COMMUNICATIONS NETWORKS

ELECTRONIC STORAGE OF DATA; TEMPORARY ELECTRONIC STORAGE OF INFORMATION AND DATA