GET YOUR HOUSE IN ORDER

Credit card services; credit card transaction processing services; electronic credit card transactions; issuing credit cards; credit card verification; credit consultation; credit inquiry and consultation; credit rating services; credit recovery and collection; credit reporting services; credit unions; credit agencies; credit bureaus; evaluation of credit bureau data; debit card services; electronic debit transactions; accounts receivables financing; accounts payable debiting services; cash replacement rendered by credit card; payroll tax debiting services; on-line banking services; savings bank services; checking account services; travelers' check issuance; electronic funds transfer; providing bank account information by telephone and by the Internet; check cashing, processing and verification; electronic cash transactions; cash management; mortgage banking; mortgage loan and financing services; providing transaction support and facilitation services in the field of real estate finance, namely, maintaining mortgage escrow accounts, mortgage banking, mortgage brokerage, mortgage lending, mortgage procurement for others, buyer pre-qualification of mortgages for mortgage brokers and banks, origination, acquisition, servicing, securitization and brokerage of mortgage loans; issuance of mortgage backed securities; mortgage loan services featuring an adjustable rate mortgage; providing mortgage loans structured to allow for a number of sources from which to derive a down payment; mortgage finance information training service; providing automated mortgage underwriting technology and related support to others; mortgage-related services, namely, an initiative for the homeowner or homebuyer to obtain financing for repair and remodeling, also known as home equity loan financing; mortgage consulting services, mortgage information services, modeling and analysis of mortgagor behavior for others, purchase and sale of residential and commercial mortgages; financing services; financial services, namely, providing on-line stored value accounts in an electronic environment; financial services, namely, providing financial services in the secondary mortgage market financial services, namely, investment fund transfer and transaction services; providing financial information, consultation and analysis; loan financing; money order services; money order payment guarantee services; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; brokerage and investment services in the fields of securities, stocks, bonds, money market funds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; retirement plan administration services; trustee services and retirement plan recordkeeping services; trust company custody services; electronic commerce services, namely, exchange and analysis of mortgage loans servicing and mortgage pricing information; providing information on mortgages, mortgage financing transaction, real estate underwriting and real estate finance services over the internet and through intranets and other computer networks; providing information via the internet on computer software and technology relating to the financial services industry and to mortgage services; providing an interactive online computer database of information in the field of financial services and mortgage services for use by financial institutions and mortgage consumers; providing links to websites of others featuring financial information for use by financial institutions, entities, and agencies; providing a website with financial and investment information, financial and investment news, financial and investment research, financial and investment databases, all for use by investors in the analysis of investments, finances, and financial planning