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Computer application software for mobile phones, smart phones and mobile electronic devices, namely, a mobile payment software application for providing and facilitating mobile commerce payments via electronic fund transfers, electronic payments, credit cards and debit cards; computer application software for mobile phones, smart phones and mobile electronic devices, namely, software for sending, receiving, and forwarding electronic messages; computer application software for mobile phones, smart phones and mobile electronic devices, namely, for displaying and sharing a user's location and finding, locating, and interacting with other users