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computer communications software for connecting user of electronic communications networks; computer communications software to allow access to business account information by means of local and global computer networks; computer e-commerce software to allow users to perform electronic business transactions; computer communications software to enable users to set up and use chat rooms, electronic bulletin boards, and electronic conversation areas on electronic communications networks concerning topics selected by the users

providing access to a computer network that enables communications between users of electronic communications networks; providing chat rooms and private online conversation areas by means of electronic communications networks for text, audio and/or video communications concerning topics selected by user