GAUSS

downloadable software for managing personal finances, including credit management, debt management, budgeting, investing, net worth management; downloadable AI-powered financial advisory software; downloadable software using artificial intelligence and machine learning to create personalized payoff plans, optimize repayment schedules, forecast cash flow, and improve credit scores; downloadable software for automating loan payments, including refinancing and balance transfers; downloadable software enabling lender negotiations, referrals, and marketplace matching; downloadable software for monitoring, aggregating, and analyzing credit report and and persoanl financial transactions data; downloadable software for managing digital wallets

financial analysis and personalized advisory services for consumers, including using artificial intelligence and machine learning, in credit management, debt management, budgeting, investing, net worth management; cash advance, payroll advance, revolving loan and installment loan financing, including refinancing; credit score monitoring and reporting; electronic transfer of funds for loan payments; providing an interactive platform to compare, select, and manage financial products and lenders; financial technology services using artificial intelligence to automate underwriting, consumer credit scoring, credit decisions, and advisory workflows