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DOWNLOADABLE ELECTRONIC PUBLICATIONS IN THE NATURE OF BOOKS, BOOKLETS, PAMPHLETS, MAGAZINES, MAPS, CHARTS, PROSPECTUSES, CALENDARS, MANUALS, DIAGRAMS, PHOTOGRAPHS, PRINTED REPORTS, NEWSPAPERS, NEWSLETTERS, POSTERS AND BILLS, DOSSIERS, PORTFOLIOS, CARDS, GREETING CARDS, POSTCARDS, BOOKMARKS, AND ADVERTISING SIGNS, PROVIDED ON-LINE FROM DATABASES OR A GLOBAL COMPUTER NETWORK, FEATURING HEALTHCARD INFORMATION AND SERVICES