GAIN FROM OUR PERSPECTIVE

financial services, namely, [ mutual fund and limited partnership brokerage, ] mutual fund distribution, mutual fund consultation, providing custodial record-keeping and administration of funds of others, financial and investment management, analysis and consultation services; [ formation, offering, distribution and management of limited partnerships; automobile and mortgage lending and loan servicing services; credit card services; investment underwriting; securities brokerage; ] transfer agent services; [ banking services; trust services for personal and institutional investment accounts; providing investment accounts which fund the benefits underlying fixed and variable annuity and life insurance contracts; real estate management services ]