FUTURE PAYMENTS

financial services; financial services, namely, payment collection, payment transactions and information processing, electronic transfer of funds; electronic check issuing, acceptance, processing, verification and collection services; processing electronic payments made through prepaid cards, debit cards, credit cards and ACH transfers; providing an online portal featuring payment collection, payment transactions and information processing financial remittance, transfer of funds to make payments, access to stored value accounts to make payments, and the ability to perform prepaid card, debit card, credit card and ACH transactions to make payments; financial risk management, credit scoring, credit rating and credit bureau services; bill payment services provided through a website; transaction monitoring, compliance, and antifraud and money laundering controls, stored value card and debit card services; processing of bill payments; reconciliation of electronic payments, namely, reconciling financial transactions via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, checks and payments; acquisition and transfer of monetary claims; accounts receivable and accounts payable management, financing, collection, debiting and reconciliation; Automated Clearing House (ACH) transaction processing services; foreign exchange payment processing; register of deferred payment claims; exchange rate information services; exchange rate future and forward contracts services; debt settlement services; factoring services; electronic remote check deposit services; financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; issuance of letters of credit; fund wiring services; funds verification services; money transfer and money order services; foreign exchange transactions; issuance and verification of bank checks