FUNDS BETWEEN FRIENDS

Financial services, namely, payment services in the nature of web-based money transfers provided by means of a global computer network; electronic payment services for personal banking in the nature of electronic funds transfer and clearing and reconciliation of financial transactions via a global computer network; person-to-person and person-to-business money transfer and payment services transacted by means of a computer network; electronic transmission of money from customer to customer; financial services in the nature of web-based money transfer provided by means of a global computer network or the Internet