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ARRANGING TEE-TIME RESERVATIONS FOR OTHERS VIA TELEPHONE AND AN ON-LINE GLOBAL COMMUNICATIONS NETWORK; PROVIDING INFORMATION SERVICES RELATED TO GOLF VIA TELEPHONE AND A GLOBAL COMMUNICATIONS NETWORK NAMELY, DIRECTORIES AND SPECIFICATIONS OF GOLF COURSES, GOLF MERCHANDISE GOLF EQUIPMENT, GOLF TOUR EVENTS, GOLF PERSONALITIES, GOLF SCHOOLS AND LESSONS AND GOLF VACATIONS- CUSTOM DESIGN FOR OTHERS IN THE FIELD OF GOLF CLOTHING AND EQUIPMENT; SERVING AS AN INTERMEDIARY BETWEEN INSTITUTIONS PROVIDING FINANCIAL SERVICES AND CUSTOMERS AND PROSPECTIVE CUSTOMERS OF SUCH INSTITUTIONS