FROM THE TELLER COUNTER TO THE CORNER OFFICE

Banking services; business banking services; financial services, namely, credit card and debit card transaction processing services; credit card and debit card transaction processing services; investment consultation, investment brokerage, and investment management services; financial investment consultancy services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; accounts payable debiting services; mortgage banking services, mortgage lending services, and mortgage brokerage services; commercial lending services; consumer lending services; issuing of letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services, and providing for the exchange of foreign currency; financial consultation for educational financial assistance; student loan services; cash management services; online banking services; online business banking services; bill payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing information regarding banking, credit, money management, investing, investments, and financial matters; consultation in the field of banking and financial services