FRIEND & FOE

Downloadable mobile application to access and manage a technology platform that integrates with credit card payment processors in real time during the credit card authorization process to permit a cardholder to identify unauthorized merchants and to prevent malicious or negligent merchants from processing transactions without the cardholder's consent, and to permit a cardholder to identify a merchant as preapproved in order to avoid declined transactions

Platform-as-a-Service (PaaS) featuring a computer software platform that integrates with credit card payment processors in real time during the credit card authorization process to permit a cardholder to identify unauthorized merchants and to prevent malicious or negligent merchants from processing transactions without the cardholder's consent, and to permit a cardholder to identify a merchant as preapproved in order to avoid declined transactions