FREEDOM POINT

DISCOUNT PROGRAMS, NAMELY, ADMINISTRATION OF A DISCOUNT PROGRAM FOR ENABLING PARTICIPANTS TO OBTAIN DISCOUNTS ON GOODS AND SERVICES THROUGH MEMBERSHIP IN A DISCOUNT PROGRAM; AND LEGAL REFERRALS

financial services, namely, miscellaneous mortgage products, namely mortgage servicing; mortgage collection; mortgage lending; correspondent lending; mortgage banking; title insurance brokerage services; insurance underwriting services for all types of insurance; mortgage brokerage services; mortgage foreclosure prevention; other financial products and services, namely providing personal loans; providing bridge loans; government debt negotiation and settlement services, namely negotiation of debt repayments with the government on behalf of clients owing such debts; financial counseling; financial counseling; financial consulting; debt collection; and prepaid purchase card services, namely processing electronic payments made through prepaid cards; discount brokerage services; credit reporting and rating services, namely, credit report monitoring and re-scoring

EDUCATIONAL SERVICES, NAMELY CLASSES, SEMINARS, CONFERENCES AND WORKSHOPS IN THE FIELD OF FINANCE