FREEDOM POINT

FINANCIAL SERVICES, NAMELY, EXPENSE MANAGEMENT, BILL PAYMENT AND PRESENTMENT, DEBT ASSISTANCE PROGRAM, NAMELY, DEBT MANAGEMENT COUNSELING, BUDGET MANAGEMENT TOOLS, NAMELY ONLINE CALCULATORS AND OUTLINES FEATURING DEBT INFORMATION; EXPENSE SAVING SERVICES, NAMELY, PROVIDING COST INFORMATION ON LOAN PRODUCTS FOR EXPENSE CATEGORIES, REVENUE MANAGEMENT, ONLINE ACCOUNT AGGREGATION, AND PROVIDING FINANCIAL INFORMATION, NAMELY LIBRARY OF INFORMATION AND ARTICLES CONCERNING FINANCIAL MANAGEMENT AND TOOLS TO ASSIST IN QUANTIFYING, CALCULATING AND CATEGORIZING DEBT AND EXPENDITURES; AND FINANCIAL SERVICES, NAMELY, EXPENSE MANAGEMENT, BILL PAYMENT AND PRESENTMENT, DEBT ASSISTANCE PROGRAM, NAMELY, DEBT MANAGEMENT COUNSELING, BUDGET MANAGEMENT TOOLS, NAMELY, ONLINE CALCULATORS AND OUTLINES FEATURING DEBT INFORMATION; EXPENSE SAVING SERVICE, NAMELY, PROVIDING COST INFORMATION ON LOAN PRODUCTS FOR EXPENSE CATEGORIES, REVENUE MANAGEMENT, ONLINE ACCOUNT AGGREGATION, AND PROVISION OF CONTENT LIBRARY OF INFORMATION AND ARTICLES CONCERNING FINANCIAL MANAGEMENT AND TOOLS TO ASSIST IN QUANTIFYING, CALCULATING AND CATEGORIZING DEBT AND EXPENDITURES VIA A "GLOBAL COMPUTER NETWORK"