FRB FEDERAL CREDIT UNION

Credit union and banking services; checking account services; savings account services and savings certificate services featuring the provision of regular and IRA savings certificates of deposit; processing of credit card and debit card payments; credit and loan services; online banking services; bill payment services; telephone and mobile telephone banking services; electronic banking via a global computer network; mortgage lending; ATM machine banking services; Automated Clearing House (ACH) transaction processing services; financial services, namely, electronic remote check deposit services; individual retirement account services; consumer lending services; real estate lending services; financial services, namely, vehicle title loans for automobiles, trailers, campers, boats, motorcycles, ATV's, personal jet boats, and snowmobiles; providing personal loans and lines of credit; providing student loans; home equity loans; installment loans; insurance and financial information and consultancy services