FRAUD DECISIONS

Computer software for application and database integration; Database management software for the understanding and predicting of consumers, businesses, and market trends and actions; Computer software for providing an on-line database in the field of data analytics to understand and predict consumers, businesses, and market trends and actions; Computer software that provides real-time, integrated business management intelligence by combining information from various sources and presenting it in an easy-to-understand user interface; Computer software platforms for predictive analytics and enterprise decision management relating to the credit modeling and collections activities of others; Computer software platforms for real-time decision-making by businesses regarding customer qualification for particular offers, programs, incentives and rate structures

Printed reports in the field of business analytics

Data management services for the understanding and predicting of consumers, businesses, and market trends and actions; Outsource service provider in the field of business analytics; Collection and systemization of information into computer databases; Information and data compiling and analyzing relating to business management; Business data analysis; Compiling and analyzing statistics, data and other sources of information for business purposes; Business consulting services in the field of enterprise decision management; Business consulting and information services; Business management consulting with relation to strategy, marketing, sales, operation, product design particularly specializing in the use of analytic and statistic models for the understanding and predicting of consumers, businesses, and market trends and actions; Business consulting services, namely, aggregating and providing data and information to assist others with the evaluation of customer qualification for particular offers, programs, incentives and rate structures; Consultation services in the field of company, business sector and industry data and research; Profit survey and analysis; Providing business intelligence services; Advice and information about customer services and product management and prices on internet sites in connection with purchases made over the internet; Assistance, advisory services and consultancy with regard to business planning, business analysis, business management, business organization, marketing and customer analysis; Outsource service provider in the field of customer relationship management; Customer relationship management; Arranging and conducting marketing promotional events for others; Advice in the field of business management and marketing; Business marketing consulting services; Market research by means of computer database; General business networking referral services, namely, promoting the goods and services of others by passing business leads and referrals among group members

Analysis of data for use in debt collection; Financial credit modeling, namely, the evaluation of credit and other personal data as credit risk predictors; Business credit verification services; Credit scoring services; Consumer credit consultation; Financial loan consultation; Providing information, on-line computer databases and predictive analytics technology to assist businesses in the insurance, financial and real estate industries with evaluation of potential customers and decision management with regard to service offerings; Financial consulting services, namely, advising others regarding their credit operations and collections activities; Financial advisory and consultancy services, namely, providing online consumers the opportunity to personalize loan features, including loan amount and repayment terms; Debt collection; Consumer lending services; Loan servicing, namely, providing consumer credit consultation services, arranging and provision of loans, an interactive customer website featuring information in the field of consumer credit lending, and lending consultant services; Loan origination and preparation services; Financial services, namely, money lending; Loan financing; Providing information in insurance, financial and real estate matters

Design and development of software for the automation of financial verification processes; Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of consumer credit lending; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services relating to the credit modeling and collections activities of others; Data automation and collection service using proprietary software to evaluate, analyze and collect consumer credit and financial data; Data mining; Cloud computing featuring software for use in predictive analytics and enterprise decision management in the field of business intelligence; Providing temporary use of web-based software applications for predictive analytics and enterprise decision management services to assist businesses in evaluating potential customers and extend service offerings; Software as a service (SAAS) services featuring software for businesses for tracking, analyzing, and forecasting data for customer relationship management (CRM), finance, credit lending, product lifecycle management (PLM), marketing, and customer databases

Fraud and identity theft protection services