FRANKLIN TEMPLETON

Financial services, namely, mutual funds investment services; advisory, distribution, underwriting and administration of mutual funds and limited partnership investment vehicles; financial and investment management, advisory, analysis, consultation, record keeping and information services; financial analysis; formation, offering and management of limited partnerships; securities brokerage; investment brokerage and management; transfer agent services; banking;[ lending services, credit card services, automobile loan financing services;] investment trust services;[ real estate management services;] administration of investment accounts which fund underlying benefit contracts