FONEBAYAD

Computer software including computer software for processing bills, electronic payments and transferring funds to and from others; electronic funds transfer software that may be downloaded from a global computer network and/or recorded on computer media; wired and wireless computer peripherals

Financial services, namely, bill capture, storage, processing and payment services, all conducted via a global communications network; electronic funds transfer via electronic communications networks; providing a wide variety of payment and financial services, namely, providing electronic mobile payment services for others; credit card and payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others