FOLLOW THE LEADER

Promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing information about and making referrals in the field of consumer products and services for retail services concerning products, services, events, activities, attractions and facilities in particular geographic locations

Financial services for charge cards, credit cards and debit cards, namely, issuing of charge cards, credit cards, and debit cards and transaction processing services for charge cards, credit cards, and debit cards; credit card payment processing services; computerized credit card services, namely, providing electronic processing of credit card transactions and electronic payments via a global computer network; evaluation of the credit worthiness of companies and private individuals; and financial risk management services; providing financial information in the fields of foreign currency; providing cash and other rebates for credit card use as part of a customer loyalty program

Providing travel information; providing flight arrival and departure information; arranging for travel visas, passports and travel documents for persons traveling abroad; making car rental and limousine reservations for others; arranging travel tours for others, namely, arranging of transportation for travel tours; providing concierge services for travelers, namely, making travel arrangements

Providing advice to travelers on hotels and restaurants; making reservations for travel, namely, booking temporary accommodations for travelers; making reservations and bookings for others for accommodations and meals at health spas

Making reservations and bookings for others at beauty salons and spas and for physical and beauty treatments at health spas

Personal concierge services for others comprised of making requested personal and social arrangements and reservations, personal shopping services, personal gift selection and gift reminder services for others, and providing customer specific information to meet individual needs, all rendered in business establishments, office buildings, airports, hotels, residential complexes and homes