FOCUSON

Educational services, namely, conducting financial planning seminars for a general audience on a variety of topics, namely, 401(k) retirement plans, 403(b) retirement plans, advanced investment principals, annuities, asset allocation, charitable giving, college funding, employment transitions, estate conservation, financial management, investment management, long-term care, mutual funds, retirement, retirement investment strategies, retirement plan distributions, and tax strategies and distributing course material herewith