FOCAL CREDIT UNION

ATM banking services; Banking and financing services; Banking services; Checking account services; Credit and loan services; Credit card and debit card services; Credit union services; Credit union services provided by mobile telephone connections; Electronic banking via a global computer network; Electronic credit card transactions; Financial consulting services, namely, expert analysis in finance; Financial services, namely, mortgage refinancing; Financing and loan services; Financing relating to automobiles; Financing services; Issuing credit cards; Loan financing; Mortgage lending; Mortgage refinancing; On-line banking services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing home equity lines of credit (HELOC); Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; Providing personal loans and lines of credit; Providing temporary loans; Revolving loans; Savings account services; Student loan services