F.N.B. INVESTMENT ADVISORS, INC.

banking services; depository services, namely checking account services, savings account services, certificate of deposit account services and money market account services; financial services in the nature of an investment security; financial analysis and consultation; financial clearing houses; financial information in the nature of rates of exchange, financial exchange, financial forecasting and financial guarantee and surety; financial information provided by electronic means; financial management; financial planning; financial portfolio management; financial research; financial valuation of personal property and real estate; loan financing; lease-purchase financing; financing services; financial portfolio management; investment services, namely investment brokerage, capital investment consultation, commodity investment advice, fund investment consultation and investment consultation; financial investment in the field of securities; funds investment; mutual funds investment; real estate investment; commodity investment advice; investment advice; investment brokerage; investment clubs; capital investment consultation; investment management; maintaining escrow accounts for investments; investment of funds for others; insurance services, namely insurance underwriting and extended warranty contracts in the fields of life, health, accident, fire, marine, medical and pre-paid health care and legal services; insurance administration in the field of life, health, accident, fire, marine, medical and pre-paid health care and legal services; insurance agencies in the fields of life, health, accident, fire, marine, medical and pre-paid health care and legal services; appraisals for insurance claims of personal property and real estate; insurance brokerage, consultation, subrogation and actuarial services in the fields of life, health, accident, fire, marine, medical and pre-paid health care and legal services; investment and financial investment in the field of real estate and securities; automated teller machine services; on-line banking services; and information services for all of the foregoing provided via a global computer network