F.N.B. INVESTMENT ADVISORS

Banking services; investment advisory services for companies, endowments and foundations, investment advisory services for high net worth individuals and institutions, management services for discretionary investment relationships; core equity and intermediate term fixed income management; administration and management of, Individual Retirement Accounts, Self Employed Qualified Retirement Plans, 401(k) plans and other type qualified and non-qualified retirement plans and money market account services; mutual funds services, namely, establishment of mutual funds for others and brokerage, investment and distribution; trust services, namely, investment and trust company services; fiduciary representative services and trust administration; financial analysis and consultation; financial clearing houses; financial services in the nature of an investment security; financial information in the nature of rates of exchange, financial exchange, financial forecasting and financial guarantee and surety; financial information provided by electronic means; financial management; financial planning; financial portfolio management; financial research; financial valuation of personal property and real estate; financing services; investment services, namely, investment brokerage; capital investment consultation and advice; fund investment consultation; investment consultation; financial investment in the field of securities; funds investment; mutual funds investment; real estate investment; commodity investment advice; investment advice; investment brokerage; investment clubs; capital investment consultation; investment management; maintaining escrow accounts for investments; investment of funds for others; investment of funds, mutual funds and real estate; capital investment; investment of trust funds for others; investment and financial investment in the field of real estate and securities; electronic interactive financial and investment services; internet financial and investment services; telephone investment and financial services; and information services for all for the foregoing provided via a global computer network