F.N.B CAPITAL CORPORATION

Banking services; financial services, namely, money lending, financial consultancy, financial consulting, financial consultation, financial advice, financial planning, financial forecasting, financial analyses, financial research and financial information; commercial lending services; loan financing; asset-backed financing; securitization transactions; providing municipal debt type structures; private placement of private equity funds, securities and derivatives for others; loans syndications; equity and interest rates securities; issuing asset backed securities; municipal bond financing; dealing in fixed income products; providing loans secured by commercial paper; issuance of corporate bonds; trading of collateralized mortgage obligations; providing floating rate notes; providing bridge and acquisition loans; providing term loans; providing private capital loans; corporate financial advisory services; debt private placement services; equity investing; financial risk management services; issuing mortgage backed securities and asset backed securities; advisory services concerning financing alternatives; financial investment advice and consultation; financial risk management and consultation; financial services, namely, capital investment consultation and management, capital investment consultation, equity capital investment; individual investment advisory services; internet investment brokerage services; investment advice; investment advice and brokerage services; investment advice and brokerage services in the field of mutual funds and securities; investment consultation; management of capital investment funds; securities brokerage services; underwriting, trading and dealing in securities and municipal securities for all for the forgoing provided via a global computer network