FLUSHING SAVINGS BANK

Full service banking services and online banking services provided via the Internet, namely provision of savings accounts, checking accounts, money market accounts and certificates of deposit; Consumer lending services, namely providing student loans, mortgage loans, installment loans, small business loans, manufactured housing loans, home equity loans, home equity lines of credit and automobile loans; Financial investment services, namely retirement financial planning, mutual funds investment, college saving plans, stocks brokerage, brokerage of bonds and securities; and credit and debit card services