FLOWBANK

Apparatus and instruments for sound, image or data recording, transmission, reproduction or processing; downloadable or recorded media, software, blank digital or analog recording and storage media; mechanisms for coin-operated apparatus; calculating devices; computers and computer peripherals; communication software to enable customers to access their bank account information and to process bank transactions; downloadable computer software applications; application software; database and application integration software; application software for mobile devices; e-commerce software enabling users to carry out commercial transactions by electronic means via a global computer network; secure terminals for electronic transactions; microchip cards; blank electronic chip cards (blank smart cards); credit card encoding machines (computer peripherals); software and computer programs for trading securities electronically; day trading software

Insurance services; financial affairs; monetary affairs; real estate affairs; on-line commercial banking services; banking and financing services; private banking services; electronic banking services; investment banking services; electronic banking services via a global computer network (Internet banking services); credit card, debit card and electronic check transaction processing services; credit card and payment card services; provision of loan and credit facilities; provision of working capital credits and loans of all kinds; issuance of credit cards; electronic funds transfer and payment services; monetary transfer services; payment services by means of e-wallets; processing of electronic payments; financial services relating to operations, consultancy, management and negotiation in the field of financial derivatives; foreign exchange trading operations; trading of shares; investment services and trading of securities for third parties via the Internet; on-line brokerage for trading and transactions relating to currency and other financial products; trading in financial instruments and commodities; provision of information with respect to the trading of securities and futures contracts on the overseas securities market; trading of stocks and bonds; trading of securities, securities index futures, securities options, and domestic market securities futures; trading in contracts on shares; real estate investment management; mortgage brokerage, mortgage lending and mortgage banking services; real estate services relating to the sale, purchase and leasing of real estate; financing of real estate promotion projects; provision of real estate information relating to property and land; financial consultancy relating to real estate investment; real estate agency services relating to the purchase and sale of land; financing of real estate; investment, real estate and financial asset management

Education, namely, providing classes, workshops, seminars, lectures, courses, non-downloadable webinars in the field of finance, banking and economics; training in the field of finance, banking and economics; organizing sporting and cultural activities; further education in the nature of conferences, conventions, training workshops, seminars, lectures, courses, exhibitions, contests and competitions, all in the field of finance, banking and economics; teaching in the field of finance, banking and economics; organization of training courses in the field of finance, banking and economics; educational services, namely, conducting distance learning courses at the university level; educational examination services, namely, provision of knowledge tests and examinations for educational purposes; Providing online publication via a website of educational and training guides; organization and conducting of non-virtual educational forums in the field of finance, banking and economics; organization of educational events in the field of finance, banking and economics and social entertainment events, both for professionals and executives; preparation and conducting of conferences, conventions, training workshops, seminars, lectures, courses and exhibitions for educational purposes, all in the field of finance, banking and economics; services provided by consultants relating to the education and training of management and of personnel; financial education, teaching and training; conducting of educational events, namely, organizing events in the field of finance and banking for educational purposes