FLEXIBLE MOBILE PAYMENTS

Bill payment services; Bill payment services provided through a website; Clearing and reconciling financial transactions via a global computer network; Electronic funds transfer; Electronic payment, namely, electronic processing and transmission of bill payment data; Financial information processing; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network

Application service provider (ASP) featuring software for use in data and transaction processing in the field of telecommunication; Providing temporary use of on-line non-downloadable software for processing electronic payments and credit card transactions via mobile communication devices; Software as a service (SAAS) services featuring software for use in data and transaction processing in the field of electronic processing of payments via mobile communication devices

Fraud and identity theft protection services; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication services in e-commerce transactions