FLEX THE FINANCIAL LENDING EXCHANGE

business management and consulting; business and consumer information services in the field of management of customer and marketing information and data of others, marketing demographics and mailing lists; consulting and information services concerning consumer and business information in the field of computers, management of information and data and lending and insurance risk management; research services, namely, providing business and market research, and market analysis services; commercial information agencies; commercial information and directory agencies; preparing business reports; preparing mailing lists; demographic consultation; marketing demographics and mailing list business consultation information services, namely, providing electronic lists, reports and data via computer-to-computer transmission and e-mail all concerning computerized print and data selection, arrangement, presentation and distribution in the field of marketing demographics and mailing lists; providing a computer database containing information concerning computerized print and data selection, arrangement, presentation, and distribution in the field of marketing demographics and mailing lists; providing an interactive computer database in the fields of marketing demographics and mailing lists; providing a computer database in the field of marketing demographics and mailing lists, business consulting services, business marketing and management consulting services, database management and direct mail marketing services; customer relationship management services; and business consulting services in the field of electronic commerce; business and consumer information services in the fields of consumer and commercial credit, insurance, lending and insurance risk management; business consulting services featuring use of computers in the fields of consumer and commercial credit, insurance, lending and insurance risk management, and information management

financial and credit information provided by electronic means; credit inquiry and consultation; financial analysis and consultation; consulting and information services concerning financial data and statistics for use by lenders, financial institutions and insurance companies, namely financial management, financial research, financial due diligence, financial modeling, financial scoring; credit and financial information reporting services provided by computer and on-line means in the fields of consumer and commercial credit, insurance, lending and insurance risk management; consulting services featuring use of computers in the fields of lending and information related thereto, namely, financial information management, financial information processing, credit and lending risks, and financial information and database management in the fields of consumer and commercial credit, insurance and lending, and insurance risk management; financial information services in the field of consumer and commercial credit reporting, real estate appraisal, real property data compiled from public records, insurance, and lending; financial information services in the field of insurance risk management, namely, providing electronic lists, reports and data via computer-to-computer transmission and e-mail, all concerning computerized print and data selection, arrangement, presentation and distribution; providing an interactive computer service, namely, providing a computer database in the fields of commercial and consumer credit reporting, real estate appraisal and real property data compiled from public records, consumer and commercial credit, insurance and lending, and insurance risk management; providing a computer database in the field of financial consulting services