FIX

PAYMENT PROCESSING SERVICES, NAMELY, MANAGING AND FACILITATING PAYMENTS BETWEEN CONSUMERS AND THIRD-PARTY SERVICE PROVIDERS, SPECIFICALLY EXCLUDING ANY SERVICES RELATING TO INVESTMENT SERVICES OR SECURITIES BROKERAGE AND TRADING SERVICES

PROVIDING ON-LINE FORUMS, ELECTRONIC BULLETIN BOARDS, ELECTRONIC MAIL, VOICE AND VIDEO CHAT ROOMS AND TEXT MESSAGING SERVICES TO FACILITATE COMMUNICATION BETWEEN CONSUMERS AND THIRD-PARTY SERVICES PROVIDERS