FIRST REPUBLIC

Credit card services; debit card services; commercial and consumer lending, leasing, and financing; trust, estate, and fiduciary management, planning, and consulting; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, and research services with respect to stocks, mutual funds, securities, bonds, commodities, real estate and other instruments of investment; providing secure financial transactions in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data via a global computer network; financial planning and investment advisory services; financial planning consultation; automated teller machine services; safety deposit box services