FIRST NATIONAL BANK OF THE LAKES

Banking services; savings account services; electronic banking services; money lending and loan services; telephone, mobile phone and computer banking services; checking account services; check clearing services; certificate of deposit account services, individual retirement account services; bill payment services; bank card, debit card and electronic payment card services; debt collection and payment agency, consultancy services; money exchange and transfer services; money order services; money transmission services, namely, currency transfer services; foreign currency services, namely, foreign exchange information services and foreign exchange transactions; travelers' check issuance; electronic funds transfer; real estate investment; financial services, namely, financial advisory services; financing services, namely, financing services for securing funds; providing information in the field of banking and financial investment; custodian services for health savings accounts