FIRST NATIONAL BANK OF FLORIDA

Administration of holiday and vacation club accounts, automated teller machine services banking services; checking account services, credit card services, debit card services, direct deposit services, electronic interactive banking services, financial information provided by electronic means, financial management services, financial clearing house services, financial guarantee and surety services, financial valuation of personal property and real estate, financial analysis and consultation, financial forecasting services, financial exchange services, financial portfolio management, financial planning, financing services, financing for low and moderate income persons, home equity loans, Individual Retirement Accounts, Self Employed Qualified Retirement Plans, internet banking services, internet bill pay, lease-purchase financing, lending services, namely, mortgage, consumer, retail and commercial loans, loan financing, money market account services, night deposit services, providing financial information in the nature of rates of exchange, remote deposit services, rent security accounts, safe deposit box services, savings account services, telephone banking services, wire transfer services, information services for all for the foregoing provided via a global computer network; advice and brokerage services in connection with Individual Retirement Accounts advice and brokerage services in connection with Self Employed Qualified Retirement Plans, capital investment consultation and advice; capital investment services; electronic/interactive financial services, financial investment advice and consultation; financial portfolio management; financial planning; financial information provided by electronic means; financial research; financial valuation of investment portfolio; financial information in the nature of rates of exchange, financial exchange, financial information in the nature of financial forecasting and financial guarantee and surety financial analysis and consultation; financial and investment management; fund investment consultation; funds investment; individual investment advisory services; investment advice and brokerage services in the field of annuities fixed and variable; internet investment and brokerage services, investment advice, investment consultation, investment management, investment advice and brokerage services in connection with sale of mutual funds and securities; management and administration of defined benefit plants, profit sharing plans and non-qualified retirement plans; municipal and county government pension services; mutual fund services, risk planning including health care, disability, long-term care and life insurance; securities brokerage services, stock and bond portfolio management and advice, information services for all for the foregoing provided via a global computer network; business successor's planning; retirement planning; corporate escrow services and custodial services; corporate trust and bond transfer agency services; depository services related to trust and benefit accounts; education planning; educational funding accounts (529)i; electronic interactive trust services; employer retirement accounts; estate planning; services as trustee, executor and trust under will; estate services including living, testamentary and charitable remainder trusts; estate planning, settlement and administration; fiduciary representative services and trust administration; guardianship services, institutional custodial services; internet trust services; tax deduction and gifting programs; trust services, namely, investment and trust company services; information services for all for the foregoing provided via a global computer network