FIRST NATIONAL BANK MAKING COMMUNITIES GREAT

banking and financial services, namely, assuming financial risk of others by entering into options and swaps; credit and financial consultation; electronic financial services for the purchase of savings bonds; financial analysis and consultation; financial clearing houses; financial consultation; financial due diligence; financial evaluation for insurance purposes; financial exchange; financial forecasting; financial guarantee and surety; financial information in the nature of rates of exchange; financial information provided by electronic means; financial information processing; financial loan consultation; financial management; financial research; financial risk management; financial services, namely, money lending; providing on-line stored value accounts in an electronic environment; financial trust operations; financial valuation of personal property and real estate; and providing on-line financial calculators