FIRST INVESTORS FINANCIAL SERVICES

Consumer lending services; Evaluation of the credit worthiness of companies and private individuals; Financial services in the field of money lending; Financial services, namely money lending; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financing of purchases; Financing relating to automobiles; Financing services; Installment loans; Loan financing; Management of portfolios comprising securities; Management of portfolios of transferable securities; Providing loans secured by commercial paper