FIRST FEDERAL BANKING BUILT FOR YOUR FUTURE

Banking and financing services; business banking services; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; consumer lending services; commercial lending services; real estate lending services; financial services, namely, money lending, electronic remote check deposit services, safe deposit box services, securities deposit services; banking services featuring the provision of certificates of deposit; savings and loan services; consumer and commercial deposit services being banking services, namely, providing checking accounts, savings accounts, certificates of deposit and individual retirement accounts