FIRST CITIZENS DIGITAL BANKING FOR COMMERCIAL

Banking services; financial services, namely, financial planning and management services, financial portfolio analysis services, financial advice and consultancy services, financial research and information services; financial analysis; financial planning; financial consultation; financial management; cash management services; cash and data reporting services in the nature of providing financial information; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, financial transactions, and electronic funds transfer via a global computer network; providing financial services, namely, facilitating financial transactions in the field of payment transaction processing services; Banking and related financial services, namely, bill payment and electronic processing of electronic payments featuring a payment collection gateway and remote online payment services that link to streamline and connect card and ACH bill pay receivables; electronic bill payment; providing financial information by electronic means; providing financial services, namely, facilitating financial transactions in the field of payment services, namely, electronic funds transfers and credit and debit card transaction processing services