FINVERA

Downloadable computer authentication software for controlling access to and communications with computers and computer networks; Downloadable computer software for performing secure electronic transactions, namely, providing identity management, authentication, and verification of personal identification information; Downloadable computer software for providing user authentication services to authenticate and authorize user information for online permissions, online account access, online account registration, security permissions, and digital signing; Downloadable computer software for the collection, verification and analysis of consumer data and financial information to detect and prevent fraud and identity theft via electronic communications networks; Downloadable mobile applications for controlling access to and communications with computers and computer networks; Downloadable mobile applications for performing secure electronic transactions, namely, providing identity management, authentication, and verification of personal identification information; Downloadable mobile applications for providing user authentication services to authenticate and authorize user information for online permissions, online account access, online account registration, security permissions, and digital signing; Downloadable mobile applications for the collection, verification and analysis of consumer data and financial information to detect and prevent fraud and identity theft via electronic communications networks; Downloadable application programming interface (API) software for controlling access to and communications with computers and computer networks; Downloadable application programming interface (API) software for performing secure electronic transactions, namely, providing identity management, authentication, and verification of personal identification information; downloadable application programming interface (API) software for providing user authentication services to authenticate and authorize user information for online permissions, online account access, online account registration, security permissions, and digital signing

Providing temporary use of on-line non downloadable authentication software for controlling access to and communications with computers and computer networks; Software as a service (SAAS) services featuring software for performing secure electronic transactions, namely, providing identity management, authentication, and verification of personal identification information; Software as a service (SAAS) services featuring software for providing user authentication services to authenticate and authorize user information for online permissions, online account access, online account registration, security permissions, and digital signing; Providing user authentication services using software technology to authenticate and authorize user information using open web platform standards for online permissions, online account access, online account registration, security permissions, and digital signing; Electronic storage of user private data using software technology, namely, Internetaccessible data encryption software, Internet-accessible user authentication software, Internet-accessible databases, and single sign-on technology that utilize an identity layer that allows a computing client to identify a user based on the authentication performed by an authorization server; Software as a service (SAAS) services featuring software for the collection, verification and analysis of consumer data and financial information to detect and prevent fraud and identity theft via electronic communications networks; Providing user authentication services in transactions of all types via electronic communications networks; Identification, authentication and verification services provides via electronic communications networks; Application service provider featuring application programming interface (API) software for controlling access to and communications with computers and computer networks; Application service provider featuring application programming interface (API) software for performing secure electronic transactions, namely, providing identity management, authentication, and verification of personal identification information; Application service provider featuring application programming interface (API) software for providing user authentication services to authenticate and authorize user information for online permissions, online account access, online account registration, security permissions, and digital signing