FINLOCKER

Financial services, namely, loan processing services, namely, online loan processing assistance, electronic loan preparation services

Providing consumer-controlled access via the internet cloud to a database containing consumer financial accounts, tax transcripts, tax returns, social security benefits information, and other consumer financial information for the purpose of using this data to give the consumer consolidated reporting, analysis of the consumer's financial status, spending habits, and other relevant metrics to allow the consumer to better manage their financial life, for lenders, landlords, and other parties the consumer needs to share their financial information with to request that the consumer provide them access to this database, for the consumer to receive a request from these parties to access this database and to determine which elements of the database the consumer is willing to provide access to and for how long, for enabling real-time verification of consumer assets, deposits and liabilities from multiple accounts, for monitoring consumer financial events and attributes that may indicate risk, for modeling analysis, and for scoring and evaluation of consumer financial data

Providing a website featuring technology which enables lenders, landlords, and other parties to request access to, via the internet cloud, a database where the consumer can store or provide access to their financial accounts, tax transcripts, social security benefits, and other financial information and which enables the consumer to receive a request from these parties to access this database and to determine which elements of the database the consumer is willing to provide access to and for how long, for enabling real-time verification of consumer assets, deposits and liabilities from one or more financial accounts, for monitoring consumer financial events and attributes that may indicate risk, for modeling analysis, and for scoring and evaluation of consumer financial data