Computer programs, namely, downloadable computer programs and mobile device software for managing finances, for sourcing third party credit financing, for facilitating savings, for allocating percentage of income to savings, for allocating a percentage of savings to investment accounts, for analyzing and categorizing spending, for recognizing cash flow patterns, for recommending and setting amounts of cash reserve, for sending notifications of account changes and business patterns, for automating financial decisions, for transferring funds between user accounts and/or to third parties, for accessing online financial accounts, user transactions and account balances, for preparing budgets and for automated chat customer support
Electrical and Scientific ApparatusProviding temporary use of non-downloadable computer software for managing finances, for sourcing third party credit financing, for facilitating savings, for allocating percentage of income to savings, for allocating a percentage of savings to investment accounts, for analyzing and categorizing spending, for recognizing cash flow patterns, for recommending and setting amounts of cash reserve, for sending notifications of account changes and business patterns, for automating financial decisions, for transferring funds between user accounts and/or to third parties, for accessing online financial accounts, user transactions and account balances, for preparing budgets and for automated chat customer support
Computer and Scientific