FINANCIAL TOOLS AND SERVICES FOR HUMAN HAPPINESS

Downloadable software enabling users to view personal financial information and evaluations; downloadable software featuring personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Downloadable software for personal financial management; Downloadable software for forecasting and analysis of financial data; Downloadable software for financial data aggregation; Downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; Downloadable software providing personalized strategies to achieve financial independence; Downloadable software for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Downloadable software for providing banking, financial and bill payment alerts; Downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Downloadable software for use in processing electronic payments and transferring funds to and from the banking accounts of others; Downloadable software for use in transferring funds between financial accounts; Downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network

Software as a service (SAAS) services featuring software that enables users to view financial information and evaluations; Software as a service (SAAS) services featuring software for providing online personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs; Software as a service (SAAS) services featuring software for personal financial management; Software as a service (SAAS) services featuring software for online banking, financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; Software as a service (SAAS) services featuring software for forecasting and analysis of financial data; Software as a service (SAAS) services featuring software for providing banking, financial and bill payment alerts; Software as a service (SAAS) services featuring software for enabling users to wirelessly view personal financial data and databases; Software as a service (SAAS) services featuring software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; Software as a service (SAAS) services featuring software for use in processing electronic payments and transferring funds to and from the bank accounts of others; Software as a service (SAAS) services featuring software for use in transferring funds between financial accounts; Software as a service (SAAS) services featuring software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; software as a service (SAAS) services featuring software that guides users via artificial intelligence in the form of virtual coaches in the field of personal financial management ; software as a service (SAAS) services featuring software for providing personalized strategies to achieve financial independence

Conducting on-line personal lifestyle performance assessments and skill enhancement programs based on principles of emotional intelligence, by means of performance tracking, reward and incentive programs