FINANCE AND MORTGAGE ACCEPTANCE CORPORATION

Consumer financing services and loan financing; electronic consumer financing services; financial valuation of personal property and real estate; financing housing for moderate income citizens; internet consumer financing services; lease-purchase financing; lending services, namely, mortgage and consumer, retail and commercial loan financing, loan financing, brokerage of subordinated notes, namely, short-term debt securities, cash flow services, namely, providing cash to mortgage notes in return for ownership of the mortgage, information services for all for the foregoing provided via a global computer network