FIDELITY RETIREMENT SERVICES

Business services in the field of human resources and payroll management, namely, maintaining, updating and reporting information about employee work schedules, payment schedules, salaries, contact information and other information pertaining to human resources and payroll management all by means of an Internet web site to which employers and employees have access for the purpose of obtaining or providing updated information; payroll preparation services; providing reports of payroll-related tax information to governmental agencies and to employers

Financial services, namely, retirement fund investment services; providing financial information in the field of retirement planning; investment management services; investment of funds for others; securities brokerage services; adminstering retirement and pension plans; administering employee benefit plans; administering employee health and welfare plans; administering health savings plans