FIDELITY NETBENEFITS

FINANCIAL SERVICES, NAMELY PROVIDING PLAN INFORMATION, NAMELY, INFORMATION ON RETIREMENT PLANNING, EMPLOYEE BENEFITS, INDIVIDUAL ACCOUNT BALANCES, PER-SHARE PRICES OF INVESTMENTS, PERFORMANCE OF FINANCIAL MARKETS, FUND PERFORMANCE, INDIVIDUAL CONTRIBUTION ELECTIONS, LOANS AND WITHDRAWALS, INDIVIDUAL INVESTOR TRANSACTION HISTORY, PLAN LITERATURE AND RESPONSE TO INFORMATION REQUESTS RELATION TO SPECIFIC FINANCIAL PLANS, FOR RETIREMENT INVESTMENT PLANS VIA THE INTERNET; AND FUND EXCHANGES, NAMELY, MUTUAL FUND BROKERAGE SERVICES