F&C RUBY FUND

Financial services, namely, financial management, loan financing; financial and fiscal appraisal services; financial investment and investment services, namely, investment fund management, unit trust services and investment trust services; pension fund services; pension management; banking; capital investment services; mutual fund investment; providing derivative funds for others; providing and managing individual savings accounts (ISAs), personal equity plans (PEPs); venture capital investment; providing emerging markets equity portfolios, emerging markets financial investments; providing equity investments, fixed income investments, composite bonds, overseas equity investments, bond investments, cash funds, unit trusts, mutual trusts, pension schemes, institutional investment portfolios, private sector investment portfolios; providing private investor plans, PEP transfer plans; private equity funds, hedge funds, off-shore funds, emerging debt investments, government bonds investments, corporate bonds investments, high yield bond investments, risk altered fund products and institutional pension schemes; providing investment advice and investment funds for charities; providing information, opinions, estimates, and forecasts all relating to investments, investment vehicles, equities, world markets, currencies, company performances; providing financial reports and updating reports in the field of portfolio performances; providing financial forecasts relating to corporate profits and price/earnings ratio; providing liquidity screening and pension management; asset management, namely asset management relating to property, equities, bonds, and structured products, namely financial management of these products designed to give increased income and protection, providing money management, tailoring of funds for investors; providing closed-end fund investment services, financial market analysis services, property project management and securities, mutual funds and bonds, savings plans and closed-end fund vehicles in the nature of investment advisory services for independent financial advisors; providing data relating to investment fund performances; providing financial research via the Internet and other interactive electronic platforms relating to money markets, world currencies, corporate profits, price/earnings ratio, company information, and performances and market sectors; and stock exchange quotation services; financial information provided on-line via the Internet and other interactive electronic media in the fields of finance and investments featuring fund charting, provision of fund prices, and stock exchange quotation services