F&C COMMINGLED FUND

Financial services, namely, financial management, loan financing, financial planning, financial planning for retirement, financial planning consultation, the creation of personalized strategies to achieve financial independence, the provision of investment funds and trusts, financial planning and investment advisory services, financial evaluation for insurance purposes, financial forecasting, financial administration of retirement plans, financial advice and consultancy services, financial portfolio management, financial risk management and financial risk management consultation, providing information and advice in the field of finance; financial services, namely, providing information and advice in the fields of financial investments, financial valuations and the financial aspects of retirement; financial services being investment services, namely, administering the issuance and distribution of investment trusts and investment trust funds; financial services in the nature of an investment security; financial services, namely, a total portfolio for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; insurance services, namely, issuing and administration of life insurance; insurance consultancy and information services, namely, providing advice in the field of life insurance; insurance administration services, namely, assisting with the provision of life insurance cover; financial affairs and monetary affairs, namely, investment advice; financial management; financial investment services in the field of stocks, bonds, options, commodities, futures and other securities, and the investment of funds for others; investment services, namely, fund investments and hedge fund investments; investment of funds for others; banking; pensions management, namely, administration of employee pension plans, providing information and advice in relation to pension schemes, pension investment opportunities; pension management, namely, investing pension fund money in stocks, bonds and investment funds; financing services; capital investment consultation; mutual funds brokerage; unit trusts brokerage; investment trusts brokerage; consultation relating to the financial appraisal of goods; provision of derivative mutual funds; investment advisory services; pension fund investment services; investment fund management, namely, managing mutual funds for others and managing investment of funds for others; provision and management of ISAs (individual savings accounts) and PEPs (personal equity plans); venture capital, namely, providing financing to emerging and start-up companies; management of portfolios comprising of emerging market stocks; emerging markets investment advisory services; investment advisory services in the fields of equity investments, fixed income investments, composite bonds, overseas equity investments, bond investments, cash funds, mutual trusts, pension schemes, institutional investment portfolios, private investor portfolios, personal pension plans; private investor plans, namely, providing advice and consultancy in relation to private investments, PEP transfer plans, namely, offering alternative investment plans to holders of existing personal equity plans and offering electronic funds transfer; investment advisory services in the fields of private equity funds, hedge funds, asset classes, off-shore funds, emerging debt investments, government bonds investments, corporate bonds investments, high yield bond investments, risk altered fund products and institutional pension schemes; investment advice and investment funds for charities; financial information, opinions, estimates and forecasts all relating to investments, investment vehicles, equities, world markets, currencies, company performances; preparing forecasts relating to corporate profits and price/earnings ratio; provision of investment strategies; provision of financial market data; asset allocation and stock selection investment advisory services; investment consultation services, namely, liquidity screening; investment services, namely, asset management including asset management relating to property, equities, bonds, and structured products; money management services; investment advice, namely, tailoring of funds for investors; closed-end fund investment services; financial market analysis services; property project management and redevelopment services; cash management services; administration of investments, savings plans and closed-end fund vehicles, investment information and advisory services for independent financial advisors; provision of data relating to investment fund performances; financial research in relation to money markets, world currencies, corporate profits, price/earnings ratio, company information, and performances and market sectors; stock exchange quotation services; provision of derivative mutual funds; financial information provided on-line via the internet and other interactive electronic platforms in relation to finance, investments and insurance including fund charting, provision of fund prices and stock exchange quotation services