Computer software applications for smartphones, mobile devices, tablet devices, and PDA devices used to enable these devices to load and hold actual information or representations of credit, debit, gift and loyalty cards as well as coupons which can then be used to complete mobile e-commerce transactions; computer software applications used as an electronic commerce platform for smartphones, mobile devices, tablet devices, and PDA devices that facilitates multiple types of payment and debit transactions in an integrated mobile phone, PDA, and web based environment
Electrical and Scientific Apparatus